This is Freeman.
Your AI money coach.
He lives in your dashboard, already knows your blueprint, and keeps your budget and money habits on track.
3-day refund · cancel any time · Stripe-secured

What it feels like
A coach who already knows your plan.
Right in your dashboard
No new app, no tab-juggling. Freeman lives where your plan lives — open it, and he's already there.
He knows your blueprint
Every answer is shaped by your actual plan — your goals, your numbers, your constraints. Not generic advice.
Ask any hour
When a money question lands, open the chat and ask. No appointment, no noise.
Education, not advice
Freeman explains budgeting, saving and debt payoff in plain English. He never picks investments and points you to a licensed professional when you need one.
Keeps you on track
Life gets messy. Freeman remembers where you were headed and gently steers you back when you drift.
Operator-direct
No fluff, no lectures. Freeman talks like a sharp friend who happens to know exactly what your plan says.
How to unlock Freeman
Four steps to your co-pilot.
- 01
Take the free money compass
A handful of honest questions about your goals, your money personality, and where you're headed. Your answers are what Freeman starts from.
- 02
Choose a coaching tier
Pick Spark or Compass. Both include on-demand chat with Freeman; Compass gives you 4× the daily chat. Monthly, cancel any time.
- 03
Freeman appears in your dashboard
The moment you subscribe, Freeman is there — already holding your compass answers. No setup, no re-explaining your situation. He knows your goals and where you're headed from the first message.
- 04
Chat anytime
Freeman lives in your dashboard — ask him anything, any hour. He keeps your budget and habits on track.
The system behind it
One formula. Your whole picture.
Four honest inputs become a plan and a coach built only for you.
What you bring
The MoneySmith engine
Your inputs, ranked by expected payoff for your situation.
What you get
goals · personality · patterns · potential→the engine→your blueprint + Freeman
Coaching tiers
Choose how much Freeman you unlock.
Every tier includes Freeman. Upgrade, downgrade, or cancel any time.
Spark
Get rolling.
- Freeman reads your blueprint and greets you in your dashboard
- On-demand chat, up to a daily limit
- Ask Freeman anything in your blueprint — answered with the exact line from your plan
Compass
Go further.
- Everything in Spark
- 4× Spark's daily chat limit
- The full Signal Map (sample data while it is rebuilt)
- A new question for Freeman on your dashboard each week
Common questions
Before you unlock Freeman
Take the money compass. Meet Coach Freeman.
Free money compass → pick Spark or Compass → a coach who already knows your answers.
Start the money compass →